Financial Health Quiz: How's your financial health?

Please read the following 12 statements.
Answer each question honestly, by clicking
the "True" or an "False" next to each
  1. 1.
    I have a monthly budget that guides my spending.

  2. 2.
    I analyze my spending each month to see where changes should be made.

  3. 3.
    I regularly compare prices on my purchases and monthly expenses.

  4. 4.
    I balance my checkbook frequently to avoid fees and bounced payments.

  5. 5.
    I only charge to my credit card what I can pay at the end of the month.

  6. 6.
    I have enough in my emergency savings fund to meet three months of expenses.

  7. 7.
    I compare terms on bank products to find the best deals.

  8. 8.
    When paying off debt, I analyze my interest rates to see which loans I should pay first.

  9. 9.
    I have a retirement savings account and a plan for building a nest egg.

  10. 10.
    I have a will that reflects my current wishes.

  11. 11.
    I have a life insurance policy worth five years of my salary.

  12. 12.
    I have both short- and long-term financial goals and detailed plans for meeting them.