About the Team of Experts Behind MyMoneyCircles.com

MyMoneyCircles brings together a team of experts, each with in-depth knowledge of a different area of personal finance. These experts are on hand to answer any question you may have about your finances and to give you tips on how to get the most out of every dollar. Interested in booking one of our experts for a media appearance or to ask them a question? Contact us.

 Curtis Arnold

Curtis Arnold

Curtis Arnold, Founder and Editor, CardRatings.com, is regularly featured by national media outlets including The Wall Street Journal, The Today Show (NBC), Good Morning America, The Early Show (CBS), USA Today, PBS, Money and SmartMoney Magazines, MSNBC, NPR, The New York Times, Fox Business, Oprah and Friends and The Washington Post for his expertise in the credit industry. In 1998 he founded the for-profit consumer organization U.S. Citizens for Fair Credit Card Terms, Inc. (CFCCT) and in June 2008 published "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" with FT Press. Arnold is also chairman of the Arkansas chapter of the Jump$tart Coalition for Financial Literacy, a national non-profit organization that seeks to improve the personal financial literacy of young adults.

 Keith Gumbinger

Keith Gumbinger

Keith Gumbinger, Vice President, HSH.com, is a 25-year expert in the mortgage and consumer debt industries, Keith has been cited in tens of thousands of articles covering a wide range of consumer finance topics. These articles have appeared in publications and outlets including The Wall Street Journal, USA Today, Money Magazine, The New York Times, Kiplinger publications, US News and World Report, BusinessWeek, Forbes, Bottom Line Publications and dozens of local newspapers. He has been a featured guest on NPR Radio and Oprah Winfrey’s XM Radio program with Jean Chatzky, and has been seen on CNBC, CNN and the national news broadcasts for ABC, CBS and NBC television networks. Keith has authored or co-authored a number of consumer guides on first mortgages, refinancing, home equity, mortgage prepayment and more.

 Richard Barrington

Richard Barrington

Richard Barrington, CFA, Senior Financial Analyst, MoneyRates.com, is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. He earned his Chartered Financial Analyst designation in 1991 with the Association for Investment Management and Research (AIMR). Richard has written extensively on savings and investment topics, including investments, money market accounts, certificates of deposit, and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as The New York Times, The Wall Street Journal, and Pensions & Investments magazine. He has written for over 50 financial Web sites, such as Investopedia, Yahoo, MSN, and is most sought after by members of the media for his niche expertise in the banking and finance industry.

 Amy Danise

Amy Danise

Amy Danise, Senior Managing Editor, Insure.com, has 20 years of experience editing consumer publications, both in print and online. She is an expert on insurance topics, including auto, home, health and life insurance. She has been quoted about insurance topics in The Wall Street Journal, USA Today, SmartMoney, Kiplinger’s and other national publications. She can speak about buying insurance, how to save money, how to solve claims problems, mistakes consumers make regarding insurance and understanding policies and what consumers are entitled to.

 Luke Landes

Luke Landes

Luke Landes, Editor and Founder, ConsumerismCommentary.com, created his blog in 2003 to hold himself accountable for his financial decisions and progress. With this goal, he began blogging under the alias "Flexo" to protect his identity, sharing the intimate details of his bank accounts and engaging readers on a journey from debt to financial success. Today, Consumerism Commentary boasts an active community of hundreds of thousands of readers every month. In addition to Consumerism Commentary, Luke has written about money for U.S. News, Currency from American Express, Yahoo Finance, TurboTax and PC World Magazine.

 Ellen

Ellen Cannon

Ellen Cannon, Editorial Director for Financial Services, QuinStreet, has covered personal finance topics as a magazine editor for more than 20 years, including nearly 10 at Bloomberg. Prior to joining QuinStreet Inc., she was the managing editor of Bankrate.com, where she covered the range of personal finance issues, and specialized in credit cards. She’s been widely quoted in the national media, including The Wall Street Journal, USA Today and Real Simple, has been interviewed on many ratio stations nationwide, and has appeared on CNN and Bloomberg TV.