Best of the web: Articles from MyMoneyCircles experts
This is a short sample of articles to give you a flavor for the points of view and advice from our team of experts. The benefit of registering for MyMoneyCircles boot camp is that you will be absorbing this advice in a structured, step-by-step way, and will get access to easy-to-use tools so you can put this advice into practice.
Keith Gumbinger, Vice President, HSH.com
Keith is an expert in mortgages and mortgage markets.
Looking to apply for a mortgage or refinance? Understanding how mortgage rates fluctuate will help you know when to lock your rate.
ARMs were blamed for some of the housing mess, but if you know what you're getting into, it could be a good mortgage product.
It may surprise you that there are still many borrowers out there who haven't refinanced. Here are five reasons why.
Answer these questions to see if refinancing is a good option for you.
Refinancing? Are your documents in order? Make the process smoother by preparing yourself in advance.
Richard Barrington, CFA, Senior Financial Analyst, MoneyRates.com
Richard is a personal banking and savings expert.
From the paper-clip saver to the gambler, there are all kinds of behavior to save money. Which type are you?
While retirement saving is not a sure thing, it doesn't have to be a total crapshoot. Here are five things you can do to improve your odds.
Frugal is still chic and is one way to help your budget in the coming year.
If you're an investor looking to make the best of a bad year, here is two tax strategies that can help you find a silver lining.
Amy Danise, Senior Managing Editor, Insure.com
Amy is an expert on insurance topics, including auto, home and life policies.
Knowing the ins and outs of life insurance can help you save money while still providing the right coverage.
Medical problems that affect how long you're live are the most expensive to insure. Which ones are they?
There are cases in which an insurer is probably happy about your claim. How can this be? Here are five examples.
If you're looking to save money on gas and auto insurance this year, your best bet is… one of these cars.
Luke Landes, Editor and Founder, ConsumerismCommentary.com
Luke is a personal finance expert and widely read blogger.
To reach your life goals, you need to tame your debt and prepare yourself for the right job.
Many people don't reach a turning point in their financial lives until they hit "rock bottom." Here's why you should act now.
You can't improve your financial situation unless you know where your money is spent. Here's how to track every penny -- and why you should.
Following these steps can help you manage your credit cards and not have them manage you.
Many people have used Dave Ramsey's "Debt Snowball" method to get out of debt. We ramp it up to the "debt avalanche."
Ellen Cannon, Editorial Director, Financial Services, QuinStreet
Ellen is a personal finance, credit cards and mortgage expert.
Many people think switching banks is not worth the hassle. Follow these five steps to move your money a better bank for you.
If 2011 wasn't your year for credit, 2012 might be better. Three experts discuss trends including more card offers for those with lower credit scores.
These government websites are packed with good information to help you manage your credit cards.
The American Express Centurion -- the "Black card" -- is the most exclusive and expensive card in the world. See how a longtime cardholder uses it to enhance her life.